Welcome to Provident Finance. We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice or our practices with regard to your personal information, please contact us at https://bezpalko.top/#contact-usThis Privacy Policy applies to all information collected through our mobile application, "Provident Finance," (referred to as "App"), and any related services, sales, marketing, or events (we refer to them collectively in this privacy policy as the "Services").Information We Collect
We collect personal information that you voluntarily provide to us when you register on the App, express an interest in obtaining information about us or our products and services, when you participate in activities on the App, or otherwise when you contact us.Personal Information Provided by You
Account Information: Name, email address, phone number, and other similar contact data.
Profile Information: Information related to your use of our Services, including financial data, investment preferences, and transaction history.
Payment Information: We collect data necessary to process your payment if you make purchases, such as your payment instrument number (e.g., a credit card number), and the security code associated with your payment instrument. All payment data is stored by our payment processor and you should review its privacy policies and contact the payment processor directly to respond to your questions.
Information Automatically Collected
When you use our App, we automatically collect certain information, including:Usage and Log Data: Service-related, diagnostic, usage, and performance information.
Device Data: Information about your device including IP address, device type, operating system, application version, and system configuration.
Information Collected from Other Sources
We may obtain information about you from other sources, such as public databases, joint marketing partners, social media platforms, as well as from other third parties.How We Use Your Information
We use personal information collected via our App for a variety of business purposes described below:To facilitate account creation and the logon process.
To send administrative information to you for business purposes, legal reasons, and/or security purposes.
To provide you with support and to respond to your inquiries.
To fulfill and manage your orders, payments, returns, and exchanges made through the App.
To deliver and facilitate the delivery of services to the user.
To send you marketing and promotional communications.
To enforce our terms, conditions, and policies for business purposes, to comply with legal and regulatory requirements or in connection with our contract.
To manage user accounts and provide you with a smooth, efficient, and customized experience.
For other business purposes such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and evaluating and improving our App, products, services, marketing, and your experience.
Sharing Your Information
We may process or share your data that we hold based on the following legal basis:Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.
Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.
Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.
Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, and illegal activities, or as evidence in litigation in which we are involved.
Data Retention
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy unless a longer retention period is required or permitted by law.Security of Your Information
We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure.Your Privacy Rights
In some regions (like the EEA and UK), you have certain rights under applicable data protection laws. These may include the right to:Request access and obtain a copy of your personal information.
Request rectification or erasure.
Restrict the processing of your personal information.
If applicable, to data portability.
To exercise these rights, please contact us at [insert contact email]. We will consider and act upon any request in accordance with applicable data protection laws.Children's Privacy
We do not knowingly solicit data from or market to children under 18 years of age. By using the App, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the App.Changes to This Privacy Policy
We may update this privacy policy from time to time in order to reflect changes to our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by an updated "Effective Date" and the updated version will be effective as soon as it is accessible.Contact Us
If you have questions or comments about this policy, you may contact us at:Email: [email protected]Thank you for trusting Provident Finance with your personal information. We are committed to protecting your privacy and providing you with a safe and secure experience.